Regular and consistent deposits into your savings is the most basic method of saving that allows you to build wealth. A required $5.00 minimum deposit entitles you to enjoy all of the benefits Atomic offers. A minimum balance fee will only be assessed when your average monthly balance falls below $50. All accounts with the same member identification number are aggregated to determine average monthly balance. Special savings accounts, Christmas clubs and COLA's are also available to assist you with saving for a special occasion. With our Online Banking you can access your account 24/7, view balances, transfer funds, view statements and more!