Individual Retirement Accounts

Upon meeting eligibility requirements, Atomic offers both IRA savings and IRA certificates for Traditional and Roth IRA's. The IRA savings account has no minimum deposit requirement and is ideal for direct deposit and payroll deduction contributions. IRA certificates may be opened with a minimum deposit of $1,000 and are insured up to $500,000. You can choose from a wide range of certificate terms and rates that will allow your retirement savings to grow. To view our certificate terms and rates click here.


See Fee Schedule for Applicable Fees


Answers to Your Questions (Roth)

Exploring Your IRA Options

Answers to Your Questions (Traditional)

Growing Your Savings During Every Stage of Life

Rolling Your Way to a Better Retirement

Moving into a Roth IRA

Taking a Closer Look at Roth Eligibility

*By clicking on the above links you will leave Atomic Credit Union’s website. Atomic Credit Union does not own or operate these websites and thus cannot ensure its content. We recommend you review the business’s policy or terms and conditions to fully understand what information is collected by these websites


  • AthensAthens
  • BeaverBeaver
  • ChillicotheChillicothe
  • JacksonJackson
  • LoganLogan
  • LucasvilleLucasville
  • MinfordMinford
  • Oak HillOak Hill
  • PiketonPiketon
  • PortsmouthPortsmouth
  • WaverlyWaverly
  • Wellston - DowntownWellston - Downtown
  • Wellston - General MillsWellston - General Mills