Certificates

Steady Growth, Guaranteed Returns

When you have extra cash you can put away, consider an Atomic Credit Union certificate. They're a great way to add to your savings, and the longer you keep your money deposited, the more interest you'll earn. Our members use these credit union share certificates to create emergency funds or save toward specific goals.

Build up your savings at a great rate.

  • Regular certificates available for terms of 3 to 60 months with dividends paid monthly
  • $1,000 minimum deposit required
  • Save for retirement with Traditional and Roth IRA certificates, each with unique tax advantages your tax advisor can explain
  • IRA certificates available with a $1,000 minimum deposit with various rates and terms, and are insured up to $500,000